I’ve misplaced 100% of my remaining belief within the “conventional” banks, particularly after they lately eliminated the one remaining technique to even automate fetching my account steadiness.

I am desperately in search of some kind of decentralized financial institution venture, comparable “in spirit” to Bitcoin Core and Bisq, permitting me to run it alone laptop and interface with it both by way of its GUI or by way of its native API.

I need to fully eliminate all dependency on the “conventional” banks and their total banking system. Or, on the very least, take an vital first step towards that eventual aim. Utilizing Bitcoin Core and Bisq are a primary step, I suppose, however I by no means encounter anybody accepting Bitcoin, and once I ask them in the event that they settle for it, they both do not reply or give me a dry reply as if I had made a joke.

I am not in search of some sketchy “multi-wallet” for altcoins or something like that. I am in search of some form of trusted, decentralized software program which goals to interchange the “conventional” banks’ system with one thing that does not suffocate and cripple me. One thing which can not take away my skill to automate duties. One thing which does not require me to make use of a silly {hardware} dongle. One thing which does not have the flexibility to “freeze” my account if I am deemed to be a “menace” of any form. Mainly, Bitcoin, however extra basic than that.

I do not actually have any loyalty to particularly Bitcoin. It by no means appears to go wherever. This technique I am in search of does not even really want to take care of cash/tokens immediately. It might be some kind of “belief community” the place I can earn belief factors which may later be helpful to doing enterprise with individuals with out having to know who they’re, since their “account” (which consists of a non-public key on their laptop) has a repute rating like on Bisq.

Ideally, it will be a full-fledged decentralized financial institution, prepared for use proper now. However judging from my intensive analysis, there simply is not any such factor even being tried. I would like to be proved incorrect, although, and never by getting a hyperlink to some “whitepaper” or useless Github repository. Please, no hyperlinks to one of many numerous scams associated to cryptocurrencies. Or something that requires an “app” or “KYC/AML” BS.

I am virtually sure that I should have missed one thing which is gaining traction proper now.

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